Should You Buy Now or Wait for Mortgage Rates to Drop and Here Is the Honest Answer

Lower rates bring more buyers and higher prices. Tricia Reece explains why buyers have power right now to act. ...more

mortgage

September 18, 2026•2 min read

Lenders Are Now Considering Rent Payments as Credit and Here Is What That Means for Buyers Today

Rent history and recurring bills now count for some lenders. Tricia Reece explains who benefits most now. ...more

mortgage

August 10, 2026•3 min read

Most Economists Are Not Expecting a 2008 Housing Crash and Here Is What Buyers Should Know Now

Strong equity, low foreclosures, no crash expected. Tricia Reece explains why waiting may cost you more. ...more

mortgage

August 10, 2026•3 min read

Homeowners Are Sitting on More Wealth Than They Realize and Here Is What the Smart Ones Are Doing

Renovations, debt payoff, helping kids buy. Tricia Reece explains what your home equity can do now. ...more

mortgage

July 03, 2026•3 min read

More First-Time Buyers Are Teaming Up With Family to Buy a Home and Here Is Why It Actually Works

Co-borrowing with parents or siblings builds more buying power. Tricia Reece explains how it works. ...more

mortgage

June 30, 2026•4 min read

May Was a Reminder That Rate Timing Does Not Work and Here Is the Plan That Actually Does

One hot report moved rates fast. Tricia Reece explains how to buy when the numbers make sense now. ...more

mortgage

June 15, 2026•4 min read

A March 2026 Rule Change That Could Lower Your Homeowners Insurance Premium and Almost Nobody Is Talking About It

Fannie Mae and Freddie Mac just changed their roof insurance requirements in a move that affects the majority of mortgage borrowers. Tricia Reece explains what changed, why it matters right now, and w... ...more

mortgage

April 06, 2026•5 min read

Spring Is the Perfect Time to Start Your Homebuying Journey and It Starts With Your Credit

If buying a home has been on your mind this spring the first and most powerful step you can take is understanding your credit. Tricia Reece explains why credit is the foundation of everything and how ... ...more

mortgage

March 24, 2026•4 min read

The Home Sale Tax Exclusion Has Not Changed Since 1997: What Long-Term Homeowners Need to Know Now

Lawmakers are seriously discussing updating the capital gains exclusion on home sales for the first time in nearly 30 years. Tricia Reece explains what is being debated and why long-term homeowners wi... ...more

mortgage

March 16, 2026•6 min read