The Home Sale Tax Exclusion Has Not Changed Since 1997: What Long-Term Homeowners Need to Know Now

Lawmakers are seriously discussing updating the capital gains exclusion on home sales for the first time in nearly 30 years. Tricia Reece explains what is being debated and why long-term homeowners wi... ...more

mortgage

March 16, 2026•6 min read

Are We Finally in a Buyer's Market? What Tricia Reece Wants Every Buyer to Understand

Inventory is up and homes are sitting longer but prices are not falling the way the data suggests they should. Tricia Reece breaks down what is really happening and where prepared buyers can find real... ...more

mortgage

March 16, 2026•5 min read

Is AI Going to Change the Way Homes Are Bought and Sold?

Artificial intelligence is becoming a bigger part of everyday real estate conversations. Buyers are hearing about tools that can search for homes, analyze pricing, and even help write offers. Naturall... ...more

mortgage

January 27, 2026•2 min read

What’s Driving Buyer Behavior in 2026?

If you have been watching the market and wondering why buyers are acting differently heading into 2026, you are not imagining it. The market is shifting, and the smartest buyers are already adapting. ... ...more

mortgage

January 16, 2026•3 min read

Will the Housing Market Crash in 2025? Here’s What the Data Says

Despite affordability challenges and economic uncertainty, most experts—including Freddie Mac and other housing authorities—do not predict a housing crash. One of the main reasons? Supply and demand a... ...more

mortgage

November 10, 2025•2 min read

4 Common Mortgage Approval Hurdles in 2025 (And How to Avoid Them)

This remains the leading cause of mortgage denials in 2025. Your DTI compares your monthly debt payments to your gross monthly income. Lenders use it to assess how comfortably you can take on a mortga... ...more

mortgage

November 10, 2025•3 min read

Simple Ways to Build Your Credit — and What Lenders Really Look For

Your credit score plays a huge role in whether you qualify for a home loan — and what kind of interest rate you’ll get. But the good news? Building or improving your credit doesn’t have to be complica... ...more

mortgage

October 29, 2025•2 min read

Reverse Mortgage

If you’re 62 or older, your home may be one of your biggest financial assets — and a reverse mortgage could help you make the most of it. This unique loan allows homeowners to convert part of their ho... ...more

mortgage

October 21, 2025•2 min read