May Was a Reminder That Rate Timing Does Not Work and Here Is the Plan That Actually Does

Tricia Reece

Published on: 15/06/2026

One hot report moved rates fast. Tricia Reece explains how to buy when the numbers make sense now.

mortgage

A March 2026 Rule Change That Could Lower Your Homeowners Insurance Premium and Almost Nobody Is Talking About It

Tricia Reece

Published on: 06/04/2026

Fannie Mae and Freddie Mac just changed their roof insurance requirements in a move that affects the majority of mortgage borrowers. Tricia Reece explains what changed, why it matters right now, and what homeowners and buyers should do immediately.

mortgage

Spring Is the Perfect Time to Start Your Homebuying Journey and It Starts With Your Credit

Tricia Reece

Published on: 24/03/2026

If buying a home has been on your mind this spring the first and most powerful step you can take is understanding your credit. Tricia Reece explains why credit is the foundation of everything and how even small improvements make a big difference.

mortgage

The Home Sale Tax Exclusion Has Not Changed Since 1997: What Long-Term Homeowners Need to Know Now

Tricia Reece

Published on: 16/03/2026

Lawmakers are seriously discussing updating the capital gains exclusion on home sales for the first time in nearly 30 years. Tricia Reece explains what is being debated and why long-term homeowners with significant equity need to start planning today.

mortgage